Raj Jobalia

two cents

Research, essays, and working ideas on agent memory, cognition, and the systems forming around AI.

Cover of The Memory Wall

Research paper · August 2026 · 57 pages

The Memory Wall

Why Context, Not Compute, Is the Binding Constraint

An evidence- and arithmetic-led argument that context and memory capacity—not raw compute—are becoming the binding constraint for AI agents, followed by a deterministic and auditable design for ranking what an agent remembers.

Cover of I Can’t Type

Essay · September 2026 · 28 pages

I Can’t Type

When the Model Becomes the First Draft of the Mind

A personal, source-backed essay on cognitive offloading in the frontier-model era, and a human-first protocol for using AI without giving up retrieval, composition, or agency.

Cover of The Level Field Is Gone

Research paper · October 2026 · 102 pages

The Level Field Is Gone

How AI moved the moat from building to distribution

As AI collapses the cost of building software, the scarce resource shifts from making things to getting them noticed and trusted. A study of the supply flood and what still survives.

Cover of The Liberty Dividend

Research paper · October 2026 · 75 pages

The Liberty Dividend

Why prosperity follows the freedom of women

An evidence-led look at schooling, legal rights, work and voice, and the pattern that economies grow as women gain freedom, with cases, counter-cases and objections.

Cover of What Safety Costs

Research paper · October 2026 · 36 pages

What Safety Costs

Women’s safety, women’s work, and the income India does not earn

How far unsafe commutes and workplaces hold women out of paid work in India, what the income gap may be worth, and what the evidence says has worked. Where evidence is thin, the paper says so.

Two Cents | Raj Jobalia